HBCstudent.com Health Benefit Concepts
Premier International Student Health Insurance for
Colleges and Universities in the United States
Premier International Student Health Insurance
For a monthly premium of $45 most international students can have health insurance which meets their school's medical insurance requirements for enrollment.
A Benefits and Premium Comparison with waiver information for your specific school's student insurance plan is available upon request. Identify your school and your email address to premierinfo@hbcstudent.com or call us at 1.800.463.2317.
Refer to 50+ Most Frequently Asked Questions about our plan
As an international student studying at a college or university in the United States, you are required to provide proof of health insurance prior to enrolling for classes. The Premier Intenational Plan meets the medical insurance requirements for enrollment for most schools. Click for brochure.
This Premier International Health Insurance Plan provides coverage for unexpected financial demands due to an accident or a sickness. Enjoy your studies and know that you have the medical coverage needed to enroll for classes.
Colleges and Universities in the United States welcome international students from around the world and extends a warm welcome to all international students and visiting scholars.
Monthly premiums as low as $45.
Coverage available up to 12 months.
For most schools you are not required to buy the health plan offered by your college or university.
About Our Plan -- click for the answers to the 50+ Most Frequently Asked Questions
Buy on-line and receive all insurance documentation that you need to enroll!
Compare the Premier International Student Insurance Plan to Your School's Student Insurance Plan
If you would like assistance in comparing your school's plan
with the Premier International Plan email us or call 1.800.463.2317
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Student Premiums Does your school plan cost more and provide less coverage? |
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Month |
Year |
Month |
Year or Semester |
Age 0-24 |
$45 |
$540 |
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Age 25-29 |
$66 |
$792 |
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Age 30-34 |
$84 |
$1,008 |
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Age 35-39 |
$118 |
$1,416 |
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Age 40-44 |
$149 |
$1,788 |
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Age 45-49 |
$161 |
$1,932 |
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Age 50-54 |
$299 |
$3,588 |
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Age 55-65 |
$359 |
$6,456 |
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Accident & Sickness Maximum Benefit Does your school’s plan provide as much coverage? |
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Student |
$250,000 |
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Deductible Does your school’s plan have a larger deductible and a maximum deductible to pay before the plan pays for your medical bills? |
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Student Health Center |
$0 |
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In PPO Network |
$50 if not first treated by the Student Health Center (or if there is not a Student Health Center) |
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Out of Network |
$150 |
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Maximum Deductible |
$250 |
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Coinsurance: Does your school’s plan cover In Network and Out of Network at the same percentage or lower percentage? |
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Student Health Center |
100% |
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In Network |
80% to $25,000, then 100% to plan Maximum |
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Out of Network |
70% to plan maximum |
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Prescription Drugs
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Generic: $10 co-pay Brand Name: $20 co-pay |
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Maternity |
Paid as any other Sickness |
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Medical Evacuation & Repatriation |
Medical Evacuation: $500,000 Repatriation: $100,000 |
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Emergency Reunion |
$2,500 maximum |
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Disclaimer: The comparison is for illustration purpose only and should not be considered as advice or opinion. Any discrepancy between the comparison and the master policies are unintentional. The master policies contain all of the provisions, limitations, exclusions and qualifications of your insurance benefits which may not be included in this comparison. Health Benefit Concepts is not responsible for loss of premiums for non-compliant insurance policies or loss of academic privileges due to inaccurately completed waiver forms. The student should check with the school to ensure the insurance plan meets the school’s requirements. |
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Since Premier International is an alternative to the school’s student health insurance plan, it is advisable for the student to contact the school to ensure the Premier International meets the school’s requirement for alternate comparable coverage.